Medicare Advantage

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Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities may be eligible before 65. Let’s review the alphabet soup.

Part A
Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Typically it has no monthly cost if you have paid Medicare taxes while working.
Part B
Covers certain doctors’ services, outpatient care, medical supplies, and preventive services. Most People pay a part B premium that can be deducted from their social security payment.
Part C
Also known as a Medicare Advantage Plan is a type of Medicare health plan offered by a private company to provide you with all your Part A and Part B benefits. Most Medicare Advantage Plans offer prescription drug coverage as well as added benefits that Original Medicare doesn’t cover. All of this in one easy and affordable package.
Part D
Also known as PDP’s add drug coverage to Original Medicare and can complement a Medicare Supplement plan or Medigap plan.
There are 2 ways to get Medicare prescription drug coverage–either through a Medicare Prescription Drug Plan (Part D), or getting a Medicare Advantage Plan (Part C). If you decide not to join a Medicare Prescription Drug Plan when you’re first eligible, you’ll likely pay a late enrollment penalty.

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